II. INFORMATION COLLECTION
We collect and retain information about you to communicate with you, to process your requests for products and services.
A. PERSONALLY IDENTIFIABLE INFORMATION
We collect and combine personally identifiable information (PII) and non-personally identifiable information (Non-PII) through various sources, including those discussed below. For your reference, PII is data collected with an intention to specifically identify, contact or locate a person, including but not limited to Social Security number, first name, last name, address, zip code, city, state, length of stay at address, whether you rent or own, your email address, driver’s license or state ID number, telephone number, work telephone number, time at which you may be contacted, birth date, birth year, whether you are related to someone in the armed forces, whether you make income from job or from benefits, your employer name, duration of employment, employer’s phone number, job title, frequency of compensation, your pay dates, your ABA/routing number, your bank account number, nature of bank account, name of bank, bank phone number, duration with bank, whether you get paid by direct deposit, monthly net income, and loan amount desired. Conversely, Non-PII is data that is not used to specifically identify, contact or locate an individual, including but not limited to zip code, gender, or age.
B. THIRD PARTIES
We may obtain information about you from third parties, including credit reports, information about your home, and demographic information. We do not pull a credit bureau report on customers without their permission.
III. INFORMATION SHARING
We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed herein. When you submit your request for information or quote, you are granting us permission to share your PII and Non-PII, including the contact and loan request data you submit with affiliated third parties, including banks and lending institutions. We do not sell or transfer any information to third parties for the purposes of advertising.
IV. CONFIDENTIALITY AND SECURITY
We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.